Atlas Insurance For Tourists
The Atlas america travel insurance plan is a popular choice for non US residents and corporate travelers who seek medical insurance coverage during their overseas trip for study, business or leisure purposes.
This short term tourist medical insurance plan can be bought for a minimum duration of 5 days or a maximum period of 1 year. This insurance plan also covers dependent infants who are above 14 days old as well as children. Senior citizens are eligible to purchase this plan but the policy maximum varies depending on the age group.
The Atlas insurance plan provides coverage for certain pregnancy complications that may arise during the first 26 weeks duration of gestation. The other beneficial health care coverage include in-patient and out-patient admission, doctor consultation, prescription drugs, surgeries, diagnostic tests and emergency medical evacuation and repatriation until the expenses reach the maximum policy limit.
In addition, terrorism coverage, natural disaster benefit, accidental death and dismemberment benefits are also included as a part of the coverage benefits. This insurance plan also covers for lost baggage and trip interruption. Overseas travelers can buy hazardous sports rider policy to cover for any adventure sports planned during the trip.
The insured becomes eligible for a 15 days optional coverage in the homeland for purchasing three months continuous coverage under this tourist medical insurance plan. Expenses incurred in the case of any illness or injuries during temporary visits to the homeland would be covered under this benefit.
If the insured buys the Atlas America tourist medical insurance plan for a continuous period of 6 months, he is entitled to an optional coverage for 30-day duration upon return to the home country.
In addition, the insured would also be covered for expenses incurred due to any injuries or illnesses for a period of 180 days. Coverage period effectively begins on the day the insured is diagnosed of disorder or the day when the treatment starts.
The insured can renew the Atlas America tourist medical insurance plan online by paying a processing fee of $5 in addition to the premium amount. A fresh policy should be purchased if coverage is continued for more than 12 months. Individuals who want to cancel the tourist insurance plan can submit a written request before the effective start date in order to be eligible for full reimbursement.