International Student Insurance – Student Secure Policy
Student medical health insurance is one of the most important requirements for an international student. Health care expenses are usually on the expensive side in all foreign countries and as such, it is very important that we take up International Student Health Insurance before we leave for our studies abroad.
HCC Medical Insurance Services has formulated a StudentSecure SM Medical Insurance plan specifically for international students. To help the students to choose easily, two levels of coverage are available – Select and Budget and they seek to cover aspects such as Medical Expenses, Emergency Medical Evacuation, and Acts of Terrorism and even pre-existing conditions which are covered after a year.
StudentSecure SM Medical Insurance provides coverage up to $300,000 under the select plan and $250,000 under the budget plan. This plan benefits include- Hospital Room & Board Local Ambulance Intensive Care Unit, Hospital Pre-Notification Penalty, Outpatient Treatment & Outpatient Prescription Drugs, Mental Health Disorders (one of the requirements for insurance for international students), Dental Treatment due to Accident, Dental Treatment to alleviate pain, Maternity Care for a Covered Pregnancy and Routine Nursery Care of Newborn.
Apart from the usual factors, International Student Insurance plans also provide coverage for the factors of Intercollegiate, interscholastic, intramural, or club sports, Terrorism, Benefit Period for coverage after Policy Termination Date, Therapeutic Termination of Pregnancy, Physical Therapy & Chiropractic Care, Emergency Medical Evacuation, Emergency Reunion and Accidental Death & Dismemberment.
Only full time students who are residing in a foreign country, holding a valid student visa (F-1) are eligible to take up these plans. It is important) that at no time these students apply or obtain a residency status in the foreign country they are pursuing their studies in.
We can extend the plan for a time period of twelve months after the date of purchase, after which we can also renew it for four years, the only condition being, we have to fulfill all the requirements of the plan.
It is very easy to enroll for this plan. We can easily and conveniently make our payment and submit our forms either by mail, fax or through an e-mail. We can expect an immediate response from the company and our insurance documents will be forwarded to us either through post or e-mail, depending on our choice.
These are a few features of the StudentSecure SM Medical Insurance plan.