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Low Cost Dental Insurance

 Getting adequate dental care is important to your health and finances. Having adequate dental insurance is essential.  If you get routine visits and cleaning you can prevent extra cost due to expensive dental treatments. Cleanings are essential to warding off tooth decay and gum disease. 

If your group or individual health insurance plans includes dental benefits take advantage of them. If they do not you can look for a stand alone dental insurance plan online. These plans offer free cleanings and help to offset the big expense of dental treatments.

Some people do not understand how expensive dental treatments can be. I have a friend Amy that thought she was good to her teeth, she brushed daily and flossed often. What she did not understand is how important that annual visit for a cleaning and routine care was to her teeth.

When Amy got into her 30’s she understood all to well, by learning an expensive lesson. She had some tooth pain and when in to have it checked out. by the time the exam was done she had to pay $250 to be told she had periodontal disease and significant tooth decay on many of her teeth.

Amy was devastated by the news that she needed an expensive periodontal procedure, some fillings and root canals and crowns. The dentist came up with a treatment plan and handed the procedure list and cost over to Amy.

Amy’s jaw nearly hit the floor, she could not believe the expense she was facing. She had no idea how she would pay nearly $8000 in dental care out of her pocket. She had a small amount of credit and only $500 in savings. Being a single mom she was at a loss.
 
Amy became desperate and called all the local dentist to see if they could help. They suggested some low cost clinics , but they only do extractions. She even tried to extend her credit line, but they would not budge.
Amy could have saved her time, stress and money if she had only known to get those regular visits and to have dental insurance as a back up. It was too late for Amy, but she knew now that it was important to instill these values of good dental care into her children so they did not have to suffer like her.