The purpose for obtaining a working medical malpractice insurance policy is basic: protection and peace of mind! A healthcare assistant can both suppose that liability, which is paying damages awarded towards the claimant in case of a lawsuit him or herself, or purchase an insurance coverage policy to transfer that threat. Regardless whether a health-related assistant is covered under the employer’s policy, she or he may perhaps still be liable for their own negligence and could possibly be responsible for all or part of a plaintiff’s award or settlement.